Laybuy lets you pay for your order over 6 weekly payments. There's no interest or added fees. Payments will be automatically taken from your nominated debit or credit card each week for six weeks, while you receive your order as if you'd purchased it in full today. No waiting around before you get your hands on your new Bike Barn gear!
Continue through to checkout and select Laybuy as your payment option, or visit https://www.laybuy.com/consumer/account to create an account.
Your limit is approved through Laybuy's instant credit check upon sign up. If you don't have a credit score, Laybuy will assign you with a $120 limit.
A late fee of $10 will be applied to your account 24 hours after a missed payment. You can also spend more than your assigned limit, the excess will be added to your first payment.
Any NZ resident that is 18 years or over, with a debit or credit card.
Not a problem. If you exceed your limit this will change the instalments so that the excess amount will be charged on your first payment and then the remaining five payments will be even.